Is Physical Therapy School Worth The Investment?

So you might have thought at some point, is physical therapy school REALLY worth the investment? There have been a lot of conversations and discussions on this topic, and some have been really one-sided. I understand that you have to save money. I understand that you have to be smart with your investments. I understand that you have to be responsible. I understand that you have to think about your future. You have to ultimately make the decision and you have to know exactly what you’re getting into. 

If you’re going into physical therapy uneducated about student loans and student debt, or if you’re going into physical therapy blindly and don’t have some sort of financial plan, is it really worth the investment? Is it the best investment? Maybe, or maybe not. Are there other choices that might be better for you financially? Maybe. 

Now, if you don’t plan on being just an “average” future PT, if you’re looking to have more earning potential, going after scholarships/grants, understanding how loans work, or talking to financial planners, that’s when it’s worth the investment.

How many people do you know that have gone so far into student debt, have been taking out loans for undergrad, and end up with degrees they don’t even use? Is that a wise investment? When you choose a career path like physical therapy, you have to evaluate if it’s best for you. You have to do research on the profession beforehand - understand student loans/debt, understand how the WHOLE game works, understand that you’re making a huge decision for yourself.

You have to have a plan. You have to look out other earning potential opportunities. You can't do the bare minimum because that if that’s you.. if you’re just trying to do the bare minimum, then you’ll get paid what? The bare minimum. If you have plans to do MORE, then you will get paid what? MORE.

Now, is it going to take hard work? Are you going to have to be patient? Are you goung to have to ask for help? Are you going to possibly get coaching for it? Yeah, that’s why everybody’s not a millionaire out here. Of course.

But the upside of physical therapy, the upside to this career is that there are no limits on the earning potential. You can do ANYTHING you want. The more ways you can earn as a physical therapist, the more you can cut down that student loan debt - THAT’S worth it.

If you’re going to be more than the norm, then you’ll earn more. It’s just that simple. If you’re going to be the norm, then you’re going to earn the baseline norm. If you’re going to be more than the norm, you’re going earn more than the norm. And then you can pay off your debt. It’s that simple. If you choose to do the bare minimum, maybe you should choose a different career option if that’s what you see yourself doing. 

Physical therapy is an amazing profession. You are a pre-PT here reading this blog for a reason. You ARE worth it. Don’t follow the norm and don’t do the bare minimum. Invest in yourself, your career, and your future!

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